We consider value added services to be a crucial component of our client relationship. When you partner with us, our dedicated staff of trained professional benefit consultants will assist you in designing and implementing an innovative benefit program that will meet your needs and those of your employees. Value added services are one of many elements that differentiate us from our competitors. Your Benefit’s Team will strive to assist you and your employees by providing the knowledge and tools necessary to make an educated decision regarding your employee benefit program.

Over two decades in the employee benefit business has enabled us to create and fine-tune a detailed step-by-step process that will improve your company’s ability to provide a competitive and comprehensive benefits package.

Complete Analysis of Your Current Benefits Package

We undergo a thorough review of your current employee benefits offered by your company to access your company’s needs. We are committed to recommending a change ONLY if it will enhance the current package and/or provide cost savings. In most cases, we can accomplish BOTH!

• Review of employee census information
• Review of current benefits offered
• Review of current and renewal premiums
• Review of medical claims

Marketing the Plans and Analyzing the Options

Once we have completed a detailed analysis of your current employee benefits situation, we will review all the available options in the marketplace, negotiating rates and benefits to determine what providers and products best suit your company’s needs and objectives. Strong relationships with over 50 leading insurance companies give us the power to negotiate on your behalf, to help make sure that your company and your employees are getting the most value for your benefit budget.

• Market all lines of coverage
• Select the best markets for the client
• Prepare a benefit analysis
• Create a presentation of the company’s market data
• Present a package that will meet the client’s needs and objectives

Implementing Your Program

The key to a successful benefit program is employee education. We are committed to educating your employees in all aspects of their benefit plans by providing group meets any time changes are made to your benefit plans and/or at your request. Employees who understand their benefits and how they work become valuable partners in utilizing a benefit package to its full potential.

• Prepare customized employee enrollment communication and education materials
• Facilitate face to face enrollment meetings at client’s place of business
• Provide a complete overview of benefits package and allow employees Q&A time
• Provide employees with contact information for service and claims issues

Providing Ongoing Service

Our relationship with our clients does not end after the sale. We will be with you every step of the way to help your educate, enroll renew and manage your employee benefits program! We provide a level of service and support you won’t find at any other employee benefit agency.

• Year round servicing and monitoring of your account making sure you are on the right plans throughout the year
• Provide administrative and claims support for you and your employees. We become an extension of your HR Department.
• Communicating regular updates regarding legislative changes affecting employee benefits.
• Personal delivery of renewal information each year with alternate plan options including competitive bids from other carriers

If you would like to have our team of professionals review your current benefit package, please CONTACT US today!